Work with who you know. Farm Credit borrowers have long enjoyed the benefits of doing business with local Farm Credit offices, where people know their business, their community, and their market. At the same time, Farm Credit borrowers enjoy the financial strength and stability of a nationwide system with assets exceeding $400 billion.
Unlike commercial banks, Farm Credit institutions do not take deposits. Instead, money is raised by selling system-wide bonds on Wall Street. The proceeds are then channeled through Farm Credit Associations to agricultural producers and cooperatives.