Crop insurance protects the profits of Kansas farmers by providing payments during times of low yields, low prices, and unexpected, damaging weather. High Plains Farm Credit offers a variety of policy options including, Multi-Peril Crop Insurance, Crop Hail coverage, Yield Protection, Revenue Protection, Area Risk Protection, and more.

Unforeseen weather, low yields, low prices (or a combination!). The concerns of a producer are often unpredictable and uncontrollable. Crop insurance helps producers manage this risk…and it’s where High Plains Farm Credit comes in!

We offer a comprehensive set of agricultural insurance products, supported by years of experience and in-depth knowledge.

Crop Hail coverage protects against damage due to hail, fire, and lightning. It also secures against losses from damage occurring during transit. 

As part of the Federal Crop Insurance Program, Multi-Peril Crop Insurance (MPCI) covers the loss of crop yield, resulting from all types of natural causes, including:  

Yield Protection (YP) and Actual Production History (APH) policies insure producers against yield losses due to natural causes such as drought, excessive moisture, damage from wildlife, hail, wind, frost, insects, and disease. These policies guarantee a level of income in case of disaster and a minimum yield, so you can market more comfortably.

The Revenue Protection (RP) plan provides all the coverage of the YP and APH policies, plus protection against loss of revenue caused by yield and/or market fluctuations. It allows you to "lock in" your revenue at a predetermined price. 

The Area Risk Protection Insurance (ARPI) plan is a county-based insurance policy. ARPI provides protection against widespread loss of yield, revenue, or a combination of both in a county. Individual farm yield performance and revenue are not considered under ARPI.

Pasture, Rangeland, Forage (PRF) insurance is available to farmers and ranchers who rely on pasture, rangeland, or forage acreage for haying or grazing to feed their livestock. It offers producers a risk management tool that can protect when rainfall levels aren’t enough to provide forage acres with the intended use of haying or grazing. Coverage is based on the experience of a grid and not individual farms.

We work for you! Your best interest is our only focus. That’s why our licensed agents are dedicated only to crop insurance. Choose the right crop insurance plan with the help of experts familiar with the diverse crops grown in Kansas.