Filing crop insurance claims can add complication to an already busy harvest season. However, providing required information up front helps keep things simple. Check out the High Plains Farm Credit crop insurance team’s list of five tips for production reporting and filing a potential crop insurance claim.

Always keep your production records separate for each legal and practice type (irrigation, summer fallow, cont. crop, etc.).

Weigh all production at a grain elevator or certified scales. If production is bin stored, keep each unit in a separate bin. When this is not possible, mark the scale ticket representing bin stored production with the legal and the bushel amount to provide our team with the correct production for the unit.

If you do not have certified scale weights, a bin measurement is required when you file your crop insurance claim.

Claims must be submitted in a timely manner. When damage or loss of production occurs, you must give our team notice (by unit) within 72 hours of initial discovery, but no later than 15 days after the end of the insurance period. This applies even if you have not harvested the crop.

For crops for which Revenue Protection (RP) is elected and there is no damage or loss of production, you must give us notice no later than 45 days after the latest date the harvest price is released for any crop in the unit where there is a revenue loss.

Revenue losses will be capped at $14.16 for the set price discovery period. The price cannot exceed one time over the set price for RP coverage.

Regardless of the scenario, quick submission of your crop insurance claims allows the HPFC team to turn them in to the adjusters as soon as possible.

When filing a crop insurance claim, include the following documentation that allows the loss adjuster to begin work:

Timeliness in supplying this information is important so that the loss adjuster can work on your claim and provide you with a check.

The High Plains Farm Credit crop insurance team is grateful for the opportunity to protect this important part of your livelihood. As you consider coverage for your spring planted crops, contact our agents to receive a quote for the best coverage options for your operation.

Contact certified agent, Paige Hrabe, to shield your livestock operation against the challenges of herd expansion, input volatility, and cyclically lower prices with Livestock Risk Protection (LRP)!